Savings

Personal Equity Plan (PEP)
A UK system, established in 1986, allowing tax-free investments in shares and unit trusts.
Contractual Savings
Understanding the concept, implications, and analytical frameworks around contractual savings.
Deposit
Definition and meaning of deposit in economic terms
Friendly Society
Overview and analysis of friendly societies as non-profit financial institutions in the UK
Granny Bond
A security with state guarantees suited for savers with small total wealth and limited financial sophistication.
Individual Savings Account (ISA)
An Individual Savings Account (ISA) is a financial scheme in the UK that allows individuals to save money without paying income tax or capital gains tax.
Life Cycle - Definition and Meaning
The lifetime pattern of income and consumption, illustrating how financial behaviors evolve from youth through retirement.
Loanable Funds
Theory of interest rate determination by the demand and supply of loanable funds.
Marginal Propensity to Save
An examination of the Marginal Propensity to Save (MPS), its definitions, frameworks, historical contexts, and case studies in economics.
Paradox of Thrift
An economic paradox that illustrates how an increase in the ex ante propensity to save can lead to a decrease in ex post savings and investment in a depressed economy.
Planned Savings
The amount that individuals, firms, or governments plan to save.
Post Office Savings
A financial saving system provided by post offices, offering secure saving options for the public.
Propensity to Save
The proportion of disposable income which individuals do not desire to spend on consumption.
Saving(s)
Explanation of the economic concept: saving(s) and its components
Savings Function
A function that relates saving to its various determinants, both at the individual and aggregate levels.