The process by which banks collectively create loans in excess of the base money they receive.
A reduction in the availability of loans accompanied by an increase in the severity of the conditions required to be granted credit.
The theory that business cycles are caused by fluctuations in credit
A financial instrument providing insurance against the risk of default on debt instruments.
An assessment of the probability that an individual, firm, or country will be able and willing to pay its debts.
Non-price restriction of loans where lenders do not provide loans to all applicants willing to pay the interest rate demanded.
An overview of credit restriction, also known as credit control, its meaning, and implications in economics.
An economic policy package intended to restrain the level of demand by restricting credit.
Understanding the concept of credit standing and its implications in economics.
A financial institution run as a cooperative, owned and controlled by its members.
A firm that assesses and provides ratings on the creditworthiness of individuals or companies.
A country with positive net foreign assets, indicating its external financial strength.
